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Being Young Does Not Automatically Mean You Should Invest 100% in Equity

Being Young Does Not Automatically Mean You Should Invest 100% in Equity

by Nilesh Rathva | Sep 4, 2026 | Awareness

A 25-year-old investor asks: “I am young and have a long investment horizon. Shouldn’t I put all my money into equity?” At first, the answer may sound obvious. Young age means more time. More time means more ability to recover from market volatility. Therefore:...
Is Your Investment Portfolio Aligned With Your Risk Profile—or Just Chasing Returns?

Is Your Investment Portfolio Aligned With Your Risk Profile—or Just Chasing Returns?

by Nilesh Rathva | Aug 14, 2026 | Awareness

“If the market falls 30%, will your portfolio still let you sleep peacefully?” That is a very different question from: “How much return can my portfolio generate?” Consider two investors. Rahul is 25. He has a stable income, no immediate financial commitments, and a...
Will LTCG Tax Be Removed? Finance Ministry Finally Answers

Will LTCG Tax Be Removed? Finance Ministry Finally Answers

by Nilesh Rathva | Jul 31, 2026 | Awareness

Rajesh had been investing regularly in equity mutual funds and shares for several years. One morning, while scrolling through financial news, he came across social media posts claiming that the government was planning to abolish the Long-Term Capital Gains (LTCG) tax....
IRDAI’s Insurance for All Mission: Upcoming Changes Explained

IRDAI’s Insurance for All Mission: Upcoming Changes Explained

by Nilesh Rathva | Jul 28, 2026 | Awareness

Ramesh runs a small grocery shop in a semi-urban town. His family depends entirely on his daily income. Although he understands that insurance can protect his family’s financial future, he has never purchased a policy. The reasons sound familiar to millions of...
RBI’s Draft Foreign Investment Rules 2026 Explained: What Businesses and Investors Should Understand

RBI’s Draft Foreign Investment Rules 2026 Explained: What Businesses and Investors Should Understand

by Nilesh Rathva | Jul 26, 2026 | Awareness

Amit, the founder of a growing technology startup, had just completed discussions with an overseas investor. Everything appeared ready. Then his legal advisor asked a simple question: “Have you checked RBI’s proposed Foreign Investment Rules?” Amit...
Loan Default & RBI’s New Property Rules Explained: What Every Borrower Should Understand

Loan Default & RBI’s New Property Rules Explained: What Every Borrower Should Understand

by Nilesh Rathva | Jul 21, 2026 | Awareness

When Rajesh lost his job unexpectedly, paying his monthly home loan EMI became increasingly difficult. At first, he missed one EMI. Then another. Soon, he began worrying about one question that many borrowers silently ask: “If I cannot repay my loan, will the...
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