Terms of Services

Welcome to Finoniq Wealth (“we”, “our”, “us”). By accessing or using our website (www.finoniqwealth.com), you agree to comply with and be bound by the following Terms of Service.

If you do not agree with these terms, please do not use this website.

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1. NATURE OF SERVICES

Finoniq Wealth operates as an AMFI Registered Mutual Fund Distributor (ARN-258609 | EUIN: E483888) and is associated with NJ Wealth.

We provide:
– Financial awareness and education
– Guidance on financial processes
– Assistance in mutual fund transactions
– Insurance solicitation services (as a certified POSP)

We do NOT provide investment advice, recommendations, or portfolio management services.

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2. NO INVESTMENT ADVICE

All information provided on this website is for educational and informational purposes only.

Users are advised to make their own decisions after understanding the risks involved. We do not recommend or suggest any specific financial products.

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3. USER RESPONSIBILITY

By using this website, you agree that:
– You will use the information responsibly
– You understand that financial markets involve risk
– You are solely responsible for any decisions made based on the information available on this website

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4. MUTUAL FUND DISCLAIMER

Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing.

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5. INSURANCE DISCLAIMER

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms & conditions, please read policy documents carefully before concluding a sale.

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6. THIRD-PARTY SERVICES

We may facilitate transactions through third-party platforms (such as AMC platforms or NJ Wealth systems).

We are not responsible for:
– Performance of any financial product
– Delays or issues on third-party platforms
– Any losses arising from investments

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7. INTELLECTUAL PROPERTY

All content on this website, including text, graphics, logos, and materials, is the property of Finoniq Wealth and should not be copied, reproduced, or distributed without permission.

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8. LIMITATION OF LIABILITY

We are not liable for:
– Any financial loss or damage
– Decisions made based on website content
– Errors or omissions in the information provided

Use of this website is at your own risk.

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9. FUTURE SERVICES (COURSES)

We may offer financial literacy courses in the future.

Such courses:
– Will be educational in nature only
– Will NOT include investment advice or recommendations

Additional terms may apply when such services are launched.

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10. MODIFICATIONS TO TERMS

We reserve the right to update or modify these Terms of Service at any time without prior notice.

Users are advised to review this page periodically.

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11. CONTACT INFORMATION

For any queries regarding these Terms, you can contact us:

Email: info@finoniqwealth.com
Location: Bharuch, Gujarat

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12. GOVERNING LAW

These Terms shall be governed by and interpreted in accordance with the laws of India.

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